Blog

Money, explained plainly.

Practical guides for Australians who want a clearer picture of their finances.

GuidesApril 2025 · 5 min read

The best Pocketbook alternatives for Australians in 2025

Pocketbook closed. If you were using it to track your spending, here's what to use instead — and what to look for in a replacement.

How-toApril 2025 · 4 min read

How to export your transaction history from any Australian bank

A step-by-step guide for downloading your transaction CSV from your banking app — so you can import it into Beholdr or any other finance tool.

PrivacyApril 2025 · 3 min read

Why you don't need to give an app your bank password to track your finances

The alternative is simpler than you think — and it means nobody ever holds your bank credentials but you.

MoneyApril 2025 · 6 min read

How to budget on an irregular income in Australia

Freelancers, contractors, and small business owners face a different budgeting challenge. Here's a practical approach that actually works.

ExplainerApril 2025 · 4 min read

What is "safe to spend" and why it's the only number that matters

Your balance doesn't tell you what you can afford. Your safe-to-spend figure does — and it's different every day.