Import your bank statements. See exactly where it went — and know what you can actually do next.
★★★★★ “I used to dread checking. Now I actually know.” — Sarah M., Sydney
Dashboard
$4,280
available · 12 days to pay day
Woolworths
Groceries
Campos Coffee
Coffee & Cafes
Netflix
Subscriptions
Salary
Income
$340
Money leaving without them knowing. Not one big thing — a dozen small ones. Beholdr shows you the full list.
Spending breakdown
Disney+
Last used 4 months ago
Spotify Family
Subscriptions
iCloud 2TB
Subscriptions
Gym (unused)
Last used 8 weeks ago
Plan Ahead
Safe: $1,240
“Can I afford the weekend away?” Beholdr checks your upcoming bills, your budget headroom, and your actual balance — then gives you a straight answer before you commit.
Built from what you actually spend — not a generic number. See where you're over before the month ends, not after.
Budgets — this month
Spent $847 · Budget $800
Spent $156 · Budget $200
Spent $220 · Budget $500
“I'd been using spreadsheets for three years. Beholdr showed me I was spending $340 a month on subscriptions I'd forgotten about.”
James K. — Melbourne
“Finally knew exactly what I could put into savings this month without running short. That's never happened before.”
Priya R. — Brisbane
“Used to dread checking my finances. Now I look forward to it. I stopped guessing.”
Tom W. — Perth
How it works
Export from your bank
Look for "export transactions" or "download statement" in your banking app. If your bank offers a CSV, Beholdr can read it.
Drop it in
Every transaction sorted automatically — groceries, bills, subscriptions, all of it. Nothing manual. Your file never leaves your device during import.
See the full picture
Where your money went. How your budget's tracking. What you can safely do next. Real numbers — not estimates.
Don't let the next dollar do the same.
Start for free — no credit card neededExport from your bank. Import. Done.